Advanced Strategy

The Rockefeller Method:
A Legacy for Your Children's Children

Stop thinking about the next vacation. Start thinking about the next century. I help you build the financial fortress that the world's wealthiest families use to remain at the top.

What is the Rockefeller Method?

While the Vanderbilt family famously spent their fortune into extinction, the Rockefellers used a specific combination of specialized whole life insurance and family trusts to create the "Rockefeller Method."

This isn't just about a payout; it's about creating a **Private Family Bank** that provides liquidity for future generations to start businesses, buy homes, and fund education—without ever losing the principal.

The Triple-Layer Protection

  • Level 1: Maximum Cash Value Accumulation (The Reserves)
  • Level 2: Asset Protection through Family Trust (The Fortress)
  • Level 3: Tax-Free Generational Transfer (The Legacy)
Generational Wealth Planning

Planning for Three Generations

The "First Generation build, Second Generation spend, Third Generation lose" cycle ends here.

The Foundation

Protecting you and your spouse with high-performance cash-value strategies.

The Growth

Utilizing policy loans to fund your children's high-value life events without depleting assets.

The Legacy

Transferring tax-free death benefits into the family bank to compound for the third generation.

Generational Wealth

How We Implement It

Implementing the Rockefeller Method requires precision and a deep understanding of IRS code 7702. As your advisor, I handle the complex engineering so you can focus on your family's values.

01

Entity Structuring

We establish the family trust or LLC that acts as the "Bank Board."

02

Policy Engineering

We design high-early cash value policies with mutual companies that have a 100+ year track record.

03

The Family Constitution

I guide you in creating the rules for how subsequent generations can access and replenish the family bank.

Protect Your "Children's Children" Today

Standard estate planning is about distribution. The Rockefeller Method is about preservation. Let's see if your estate qualifies for this elite strategy.